Education Planning

Investing in their tomorrow

Education planning can be a daunting task, from exploring college programs to optimizing pre college education funding.  At Guide we make it easy to manage cash flows for these important events, and utilize advanced models to explain the impact of these financial decisions.  Our software will pull in actual tuition costs from the University, forecast the future needs based upon inflation, and estimated rates of investment return.


Education is the most powerful weapon which you can use to change the world.

Nelson Mandela (1918-2013)

Investment Vehicles

Education planning can incorporate 529 plans; UGMA, UTMA, Coverdells,and other techniques, such as external accounts, or trust funds.  The election decisions here can have a future impact on the way in which needs based aid is offered.  Guide will work with you to explore your ability to contribute to the plans effectively.

Student Aid FAFSA and CSS Assets

Applications for student aid will require review by FAFSA for all colleges, and the CSS profile for an increasing number of private institutions.  Understanding which assets are considered, and which are excluded from calculations under both programs will help parents position assets as effectively as possible, and may create opportunities depending on level of wealth.

Get Started

We offer a complimentary discussion on your present situation and needs, get started by sending us an email to and we will be in touch soon.